HSA is a tax-advantaged account for saving pre-tax money for medical expenses, available to those with high-deductible health plans.
At Randall Wealth Group, we offer a personalized investment planning service, acknowledging the unique financial goals, risk tolerance, and time horizons of each client. Our dedicated team collaborates with you to create an investment strategy that aligns with your individual needs and ambitions. We emphasize transparency, integrity, and prioritize our clients' best interests.
What sets us apart is our commitment to investment flexibility and ensuring clients maintain full control over their portfolios. This empowers you to actively participate in the decision-making process, making adjustments as your life and goals evolve. Our expertise in the financial industry has enabled countless individuals and families to achieve their financial objectives and secure their future.
Choose Randall Wealth Group for a distinctive, client-centric, and empowering approach to investment planning.
We conduct a thorough analysis of your current investment portfolio to assess its performance, risk exposure, and alignment with your financial objectives.
Together we will develop a customized asset allocation strategy based on your risk tolerance, time horizon, and financial goals.
We help you identify and mitigate potential risks that may impact your investment portfolio, such as market volatility, inflation, and geopolitical events.
Our advisors employ tax-efficient investing strategies to minimize your tax liabilities and maximize after-tax returns.
Accounts owned by a single individual. All assets and liabilities in the account belong solely to that individual.
Accounts owned by two or more individuals. Each account holder has equal rights to the assets and is typically able to conduct transactions independently.
Accounts established by a grantor (the person who creates the trust) to hold assets for the benefit of one or more beneficiaries. The assets are managed by a trustee according to the terms of the trust agreement.
Accounts specifically designated for charitable giving. These accounts may be set up as donor-advised funds or charitable gift funds, allowing individuals to make contributions to charitable organizations over time.
Tax-advantaged savings accounts designed to encourage saving for future education expenses. These accounts can be used to cover qualified higher education expenses, including tuition, fees, and room and board, for designated beneficiaries.
UGMA (Uniform Gifts to Minors Act) and UTMA (Uniform Transfers to Minors Act) are custodial accounts that allow adults to transfer assets to minors. UGMA includes financial assets, while UTMA can also hold physical assets. The assets are managed by a custodian until the minor reaches a state-specified age of majority.
HSA is a tax-advantaged account for saving pre-tax money for medical expenses, available to those with high-deductible health plans.
HSA is a tax-advantaged account for saving pre-tax money for medical expenses, available to those with high-deductible health plans.
Accounts owned by a single individual. All assets and liabilities in the account belong solely to that individual.
UGMA (Uniform Gifts to Minors Act) and UTMA (Uniform Transfers to Minors Act) are custodial accounts that allow adults to transfer assets to minors. UGMA includes financial assets, while UTMA can also hold physical assets. The assets are managed by a custodian until the minor reaches a state-specified age of majority.
Accounts established by a grantor (the person who creates the trust) to hold assets for the benefit of one or more beneficiaries. The assets are managed by a trustee according to the terms of the trust agreement.
Accounts owned by two or more individuals. Each account holder has equal rights to the assets and is typically able to conduct transactions independently.
A retirement plan for small businesses and self-employed individuals, allowing employer contributions to employee retirement accounts.
Accounts established by a grantor (the person who creates the trust) to hold assets for the benefit of one or more beneficiaries. The assets are managed by a trustee according to the terms of the trust agreement.
Accounts owned by two or more individuals. Each account holder has equal rights to the assets and is typically able to conduct transactions independently.
A retirement plan for small businesses and self-employed individuals, allowing employer contributions to employee retirement accounts.
A plan for small businesses that allows employer and employee contributions with simpler administration than a 401(k).
Solo 401(k) allows self-employed individuals to make pre-tax savings, while Solo Roth 401(k) offers after-tax contributions with tax-free retirement withdrawals.
A deferred compensation plan for public and certain non-profit employees, with pre-tax savings and a Roth option for after-tax contributions.
Similar to a 401(k), but for employees of tax-exempt organizations, offering tax-deferred contributions with a Roth option for tax-free withdrawals.
The 401(a) plan is a customizable retirement plan for government and nonprofit employees, potentially offering a Roth option for after-tax contributions.
A 401(k) offers pre-tax savings and tax-deferred growth, while a Roth 401(k) features after-tax contributions with tax-free withdrawals in retirement.
Investment planning is essential for growing your wealth over time, allowing you to capitalize on opportunities and achieve your financial goals.
Planning for retirement is crucial, and investment planning plays a vital role in ensuring you have enough savings to enjoy a comfortable retirement lifestyle.
Without a proactive investment plan, you may face risks such as stagnant returns, inflation erosion, and insufficient savings for retirement or other life milestones.
Investment planning extends beyond personal financial security. By effectively managing and growing your assets, you can establish a legacy that supports your family for generations.
Whether it's donating to a beloved charity, funding scholarships, or supporting research, your investments can continue to contribute to causes you care about, even after retirement.
An effective investment plan can help ensure that you have the resources to cover medical expenses, including long-term care, without compromising your lifestyle.
As a Certified Financial Planner® (CFP®) and Retirement Income Certified Professional® with over a decade of experience, I specialize in personalized retirement planning. As President and CEO of Randall Wealth Management Group, a family business established over 30 years ago, I prioritize hands-on care. With a commitment to thorough investment research, I ensure every portfolio decision is sound. Our competitive fee structure maximizes your assets' growth.
You'll receive transparent and proactive service as I oversee every aspect of your retirement plan. Based on my educational background, including a Bachelor's Degree from California State University, Monterey Bay, and a Master's Degree from Kansas State University, I suggest retirement income plans that meet your needs. My goal is to offer a clear and practical vision of your retirement future, providing strategic solutions along your financial journey.
