Wealth Management
Our expert team specializes in offering professional retirement planning services in Cypress, California. We provide comprehensive financial planning and personalized guidance to help you secure a stable financial future. Explore our professionally prepared income management solutions today and embark on a path to financial success.
Retirement Planning Services in Cypress, CA, is a dedicated fee-only Registered Investment Advisory firm that has been serving the community since its establishment in 2021. Our primary focus is to provide personalized financial planning and portfolio management services to individuals and small businesses. As a fee-only advisor, we strictly avoid commissions or any form of compensation for investment recommendations, ensuring that our advice remains completely unbiased and always in the best interest of our valued clients.
Our financial planning services are thoughtfully tailored to meet each client's specific needs and financial goals. We cover a wide range of areas, including retirement savings and income planning, tax planning, estate planning, insurance planning, and more. At Retirement Planning Services, we adopt a comprehensive approach to portfolio management. We take into consideration each client's unique risk tolerance and investment objectives to create a diversified portfolio that maximizes returns while minimizing risk.
What sets us apart is our unwavering commitment to our clients' financial well-being. Our team of experienced advisors is dedicated to helping our clients achieve their financial goals. We provide personalized guidance, ongoing education, and regular portfolio reviews to ensure that our clients stay on track towards a secure retirement. If you are in search of professional investment advice and support in Cypress, CA, Retirement Planning Services is the ideal choice to make your retirement dreams a reality.
Here in Cypress, CA, we offer financial planning as an independent service, distinct from product sales – our focus is solely on the plan itself. While we do provide investment management for clients who require that level of support, it's not a prerequisite for working with us.
Our approach to financial planning can be tailored to your preferences, either through a one-time fixed fee or a monthly subscription service. In both cases, the fees we quote are designed to be transparent, straightforward, with no hidden agendas or gimmicks.
We encourage you to get in touch with us. We believe you'll appreciate our refreshingly uncomplicated approach to financial planning in Cypress, CA.
Randall Wealth Management is a firm known for its wide-ranging clientele support. With a commitment to meeting diverse financial needs, the firm excels in crafting personalized retirement plans and managing assets for individuals, including those with high net worth.
Be it retirees, working professionals, or business owners, we at Randall Wealth Management dedicate ourselves to helping clients reach their financial objectives. Their solutions are entirely customized, covering everything from investment choices to insurance strategies and asset protection.
Randall Wealth Group proudly stands as a recognizable name in Cypress, California, specializing in a comprehensive range of financial services tailored to your unique needs. We excel in Retirement Planning, Income Planning, Investment Management, Retirement Plan Rollover, Life & Estate Planning, and Social Security Analysis. Our qualified team is well-versed in crafting personalized financial strategies, with goal of ensuring a secure financial future for our clients in the Cypress, CA area.
Whether your objectives revolve around retirement planning, purchasing a new home, or saving for your child's education, we provide a diverse array of investment options to cater to your unique needs.
Trevor R. Randall, CFP®, MSPFP, RICP®, CA Insurance License #0I08678, joined the family business in 2013 as Vice President of Randall Wealth Management Group. He received his Bachelors Degree at California State University, Monterey Bay and his Masters Degree at Kansas State University. All while completing his education as a Certified Financial Planner® and a Retirement Income Certified Professional®.
Craig L. Randall, MBA, RICP® is the Founder of Randall Wealth Management Group. He grew up in Los Alamitos and Long Beach, where he received his undergraduate degree at California State University, Long Beach. Shortly after he received his Masters Degree in Business Administration from Pepperdine University.
Randall Wealth Group is dedicated to crafting investment strategies that align perfectly with your financial aspirations. Our wealth management solutions begin with a meticulous evaluation of your current financial standing to ensure you're on the right path to meet your goals.
We then work closely with you to construct a tailor-made investment strategy that bolsters your financial security. Whether your objectives revolve around retirement planning, purchasing a new home, or saving for your child's education, we provide a diverse array of investment options to cater to your unique needs.
Whether you're already relishing your retirement or on the path towards it, we encourage you to explore our website, where you'll find a treasure trove of invaluable information. Our commitment lies in providing a personalized, hands-on approach, where we empower our clients with insights into financial concepts and products. We are dedicated to demystifying the intricacies of investing, insurance, estate conservation, and wealth preservation, making your financial journey in Cypress as transparent and secure as can be.
We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, as well as other issues that are critical to your financial well being.
Retirement is one of the most important life events many of us will ever experience. From both a personal and financial perspective, realizing a comfortable retirement is an incredibly extensive process that takes sensible approach and years of persistence. We specialize in retirement planning and helping our clients create a personalized in-depth retirement plan to help meet their retirement goals and needs.
Throughout our lives we’ve worked, we’ve saved, and we’ve accumulated wealth within our plans. Our niche and priority is to help our clients by consolidating their multiple retirement accounts, that they may have, which can help us better manage their assets, maximize their tax advantages, and take timely distributions. We help guide our clients to being able to successfully manage their income in retirement and preserve the wealth they've accumulated—for themselves and those they care about most.
We seek to utilize a balanced portfolio that is critically evaluated and uses multiple investment strategies across asset classes. Our investment process is guided by experience with a long-term strategic allocation. Our clients primarily seek income so we collaborate with them to help provide a transparent and conservative cash producing allocation.
The IRS has very specific rules that apply to the rollover process of qualified retirement plans. We specialize in retirement planning and assist our clients though the complicated rollover process. These plans could include, but are not limited to, 401(k)'s, 403(b)'s, and 457 plans.
Our retirement planning services in the Cypress, California area cover all aspects of retirement planning, including comprehensive retirement savings strategies, income planning, and tax-efficient retirement solutions. As retirement planning specialists, we are dedicated to helping our clients achieve their retirement goals. Our services span from individualized retirement savings strategies to comprehensive planning for retirees and high-net-worth families. Find out how we can proactively shape your retirement future.
Discover why we stand out as the competitive choice for retirement planning in the Cypress, California area:
• Clients are at the heart of everything we do
• Committed to surpassing your expectations
• Driven by the core principle of securing your retirement
• Experienced in diverse fields of retirement planning
• Approachable, caring, and amicable
• A highly trained team at every level
We recognize the significance of location. You seek retirement planners in your vicinity who can readily cater to your needs. Randall Wealth Management is pleased to provide services in the following areas:
Although we have access to a wealth of information in this day and age, including financial information, it can be very beneficial to seek the advice of a knowledgeable professional. Why should you get a investment advisor involved? Part of the problem is that there is too much information available, and it can be pretty overwhelming for someone with limited experience in the world of investment management. Using a investment advisor to guide and teach you how to make informed decisions can help you avoid making costly mistakes.
At Randall Wealth Management Group, we pride ourselves on being a small, family-owned firm. When we develop a new relationship, we look at it as lifelong and treat the client like family. It takes time to cultivate meaning and trust within the scope of the advisor/client relationship. All of our efforts are geared towards gaining the confidence of our clients through our ability to provide appropriate financial solutions to each area of their financial picture.
Each client receives individualized care from our team of financial professionals. We specialize in retirement planning and investment services in Cypress, CA. Our Retirement Planning Software creates a realistic projection of what an individual’s retirement will look like and identifies potential concerns.
an individual retirement savings account
an IRA funded with pre-tax dollars
an IRA funded with after-tax dollars
an employer-sponsored retirement savings account
retirement savings account for certain employees of public schools and other tax-exempt organizations
an employer-sponsored, tax-favored retirement savings account
Planning for retirement might not be as exciting as you vision for but once you get there, it is imperative to plan ahead of time to ensure that you do get there with the resources needed to thrive.
Factors such as your current age and expected age at retirement will affect your retirement planning. Someone closer to retirement age might have a more conservative investment portfolio due to lower risk tolerance. However, someone who has many years between now and retirement might have a healthy appetite for risk in their investment portfolio. As you age, your portfolio becomes more focused on income and capital preservation.
It is imperative to have realistic expectations regarding your post-retirement spending needs. We consider unpaid mortgages, unexpected medical bills, and the fact that many retirees spend their beginning years of retirement traveling or splurging on other things they have put off until retirement. Creating spending goals and putting a plan into place helps to avoid outliving your retirement.
Portfolio allocation is a critical component of retirement planning. Finding the balance between risk and return to meet goals is imperative. How much risk are you willing to take to meet your goals? Are your goals realistic? What is comfortable for you?
A well-rounded retirement plan includes estate planning. Proper estate planning includes insurance strategies. Help ensure that your loved ones do not inherit a financial burden. Proper planning outlines how your assets should be distributed, honors your wishes, and avoids lengthy probate.
Calculating the real after-tax rate of return assesses the feasibility of a portfolio’s ability to produce the income needed to sustain the kind of retirement lifestyle you are striving for. This is a crucial component of the retirement planning process.
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We can help you address your needs of today and for many years to come. We look forward to working with you.
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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
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Randall Wealth Management Group and Vanderbilt Financial Group are separate and unaffiliated entities. Vanderbilt Financial Group is the marketing name for Vanderbilt Securities, LLC and its affiliates. Securities offered through Vanderbilt Securities, LLC. Member FINRA, SIPC. Registered with MSRB. Clearing agent: Fidelity Clearing & Custody Solutions. Advisory Services offered through Consolidated Portfolio Review, a Registered Investment Adviser. Clearing agents: Fidelity Clearing & Custody Solutions, Charles Schwab. Insurance Services offered through Vanderbilt Insurance and other agencies. Supervising Office:125 Froehlich Farm Blvd, Woodbury, NY 11797 • 631-845-5100 For additional information on services, disclosures, fees, and conflicts of interest, please visit www.vanderbiltfg.com/disclosures
