HSA is a tax-advantaged account for saving pre-tax money for medical expenses, available to those with high-deductible health plans.
Our IRA rollover service offers a hassle-free solution to consolidate your retirement accounts and optimize your investment strategy. Whether you're retiring or seeking more control over your financial future, our experienced team is here to guide you through every step. This includes:
We understand the complexities of retirement planning, and our personalized approach ensures that your IRA rollover aligns perfectly with your goals and objectives. With our expertise and dedication to client satisfaction, you can trust us to help you navigate the complexities of IRA rollovers, providing peace of mind as you take the next steps toward securing a comfortable retirement.
As a Certified Financial Planner® (CFP®), I adhere to the highest standards of fiduciary duty. This means I am ethically and legally bound to act solely in your best interests when providing retirement planning services. Your financial well-being is my top priority, and you can trust that I will always prioritize your needs above all else.
Retirement planning isn't just about growing your assets; it's also about protecting them. I employ a thorough risk management strategy to shield your savings from market volatility, inflation, and unexpected costs. By balancing risk and reward, I aim to maximize your portfolio's long-term growth while minimizing potential downsides.
Outliving savings is a common retirement concern. I create personalized income strategies to provide you with a steady and reliable stream of income throughout your golden years. Whether it's through pension maximization, Social Security optimization, or diversified investment portfolios, I'll create an effective plan for your financial security and peace of mind.
A 401(k) offers pre-tax savings and tax-deferred growth, while a Roth 401(k) features after-tax contributions with tax-free withdrawals in retirement.
The 401(a) plan is a customizable retirement plan for government and nonprofit employees, potentially offering a Roth option for after-tax contributions.
Similar to a 401(k), but for employees of tax-exempt organizations, offering tax-deferred contributions with a Roth option for tax-free withdrawals.
A deferred compensation plan for public and certain non-profit employees, with pre-tax savings and a Roth option for after-tax contributions.
A plan for small businesses that allows employer and employee contributions with simpler administration than a 401(k).
A retirement plan for small businesses and self-employed individuals, allowing employer contributions to employee retirement accounts.
Solo 401(k) allows self-employed individuals to make pre-tax savings, while Solo Roth 401(k) offers after-tax contributions with tax-free retirement withdrawals.
HSA is a tax-advantaged account for saving pre-tax money for medical expenses, available to those with high-deductible health plans.
Accounts owned by a single individual. All assets and liabilities in the account belong solely to that individual.
UGMA (Uniform Gifts to Minors Act) and UTMA (Uniform Transfers to Minors Act) are custodial accounts that allow adults to transfer assets to minors. UGMA includes financial assets, while UTMA can also hold physical assets. The assets are managed by a custodian until the minor reaches a state-specified age of majority.
Accounts established by a grantor (the person who creates the trust) to hold assets for the benefit of one or more beneficiaries. The assets are managed by a trustee according to the terms of the trust agreement.
Accounts owned by two or more individuals. Each account holder has equal rights to the assets and is typically able to conduct transactions independently.
A retirement plan for small businesses and self-employed individuals, allowing employer contributions to employee retirement accounts.
Accounts established by a grantor (the person who creates the trust) to hold assets for the benefit of one or more beneficiaries. The assets are managed by a trustee according to the terms of the trust agreement.
Accounts owned by two or more individuals. Each account holder has equal rights to the assets and is typically able to conduct transactions independently.
A retirement plan for small businesses and self-employed individuals, allowing employer contributions to employee retirement accounts.
A plan for small businesses that allows employer and employee contributions with simpler administration than a 401(k).
Solo 401(k) allows self-employed individuals to make pre-tax savings, while Solo Roth 401(k) offers after-tax contributions with tax-free retirement withdrawals.
A deferred compensation plan for public and certain non-profit employees, with pre-tax savings and a Roth option for after-tax contributions.
Similar to a 401(k), but for employees of tax-exempt organizations, offering tax-deferred contributions with a Roth option for tax-free withdrawals.
The 401(a) plan is a customizable retirement plan for government and nonprofit employees, potentially offering a Roth option for after-tax contributions.
A 401(k) offers pre-tax savings and tax-deferred growth, while a Roth 401(k) features after-tax contributions with tax-free withdrawals in retirement.
When transitioning jobs, you have options regarding your retirement savings. You can leave your funds in your former employer's plan, transfer them to your new employer's plan, or roll them into an IRA.
How we will help to choose the right IRA Plan:
As a Certified Financial Planner® (CFP®) and Retirement Income Certified Professional® with over a decade of experience, I specialize in personalized retirement planning. As President and CEO of Randall Wealth Management Group, a family business established over 30 years ago, I prioritize hands-on care. With a commitment to thorough investment research, I ensure every portfolio decision is sound. Our competitive fee structure maximizes your assets' growth.
You'll receive transparent and proactive service as I oversee every aspect of your retirement plan. Based on my educational background, including a Bachelor's Degree from California State University, Monterey Bay, and a Master's Degree from Kansas State University, I suggest retirement income plans that meet your needs. My goal is to offer a clear and practical vision of your retirement future, providing strategic solutions along your financial journey.
*Testimonials appearing herein may not be representative of the experience of other clients and are no guarantee of any future performance or success. No client was paid for their testimonial.
Address: 3780 Kilroy Airport Way Suite 200 Long Beach, CA 90806
Hours of operation:
Monday: 9:00 AM – 5:00 PM
Tuesday: 9:00 AM – 5:00 PM
Wednesday: 9:00 AM – 5:00 PM
Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 5:00 PM
Saturday: Closed
Sunday: Closed
Long Beach, located along Southern California coastline, has a Mediterranean climate. The mild, sunny weather in Long Beach year-round is perfect for outdoor activities and long walks.
While the cost of living in Long Beach is slightly above the national average, the city's diverse housing options cater to various preferences and budgets, ensuring retirees can find accommodations that suit their needs. From beachfront condos to suburban single-family homes, there's something for everyone in Long Beach's vibrant real estate market.
Moreover, Long Beach provides residents with access to quality healthcare services. Facilities like Long Beach Memorial Medical Center and St. Mary Medical Center offer a wide range of medical specialties and advanced treatment options.
Long Beach offers retirees a high quality of life with its desirable climate, abundant amenities, and vibrant cultural scene. The city's unique blend of natural beauty, recreational opportunities, and community spirit makes it an attractive destination for retirees seeking an enriching and fulfilling retirement lifestyle.
Source: visitlongbeach.com
City of Long Beach Treasury Bureau
+1 562-570-6845
333 W Ocean Blvd # 6, Long Beach, CA 90802, United States
City of Long Beach Financial Management
+1 562-570-6048
411 W Ocean Blvd, Long Beach, CA 90802, United States
Long Beach Chamber of Commerce
(562) 436-1251
1 World Trade Center Suite 101 Long Beach CA 90831
Long Beach Local News
(562) 653-NEWS (6397)
3553 Atlantic Ave. Suite B #1191. Long Beach, CA 90807
We can help you address your needs of today and for many years to come. We look forward to working with you.
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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
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Randall Wealth Management Group and Vanderbilt Financial Group are separate and unaffiliated entities. Vanderbilt Financial Group is the marketing name for Vanderbilt Securities, LLC and its affiliates. Securities offered through Vanderbilt Securities, LLC. Member FINRA, SIPC. Registered with MSRB. Clearing agent: Fidelity Clearing & Custody Solutions. Advisory Services offered through Consolidated Portfolio Review, a Registered Investment Adviser. Clearing agents: Fidelity Clearing & Custody Solutions, Charles Schwab. Insurance Services offered through Vanderbilt Insurance and other agencies. Supervising Office:125 Froehlich Farm Blvd, Woodbury, NY 11797 • 631-845-5100 For additional information on services, disclosures, fees, and conflicts of interest, please visit www.vanderbiltfg.com/disclosures
